Travel on Points

End of the Month Reminders: August

While not everyone has all of these cards, and most cannot possibly spend enough money at the grocery store each month to maximize each limited-time bonus, it is important to weigh your options and prioritize your spend.
Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

End of the Month Reminders: August

While not everyone has all of these cards, and most cannot possibly spend enough money at the grocery store each month to maximize each limited-time bonus, it is important to weigh your options and prioritize your spend.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

In the longest year in the history of mankind, we're headed to month #9! It's still summertime, time for the air conditioning, and time to tidy up the last bit of your award travel to-do list for the first half of the year.  With that in mind, here are a few end of the month reminders of expiring credits and/or limited-time offers to consider (and possibly complete) before September 1.

American Express

  • Bonvoy & Bonvoy Brilliant: [Targeted] Up to 10x on spending at U.S. gas stations, U.S. restaurants, and on eligible spend at Bonvoy properties, up to $7,500 in each category, through 10/31/20.
  • Delta personal cards: [Targeted] 4x at U.S. Restaurants (including takeout and delivery) and 5x on Delta purchases. Additionally, earn 500 MQMs and 500 miles for each $1,000 in purchases, up to 25,000 MQMs and 25,000 miles, through 12/31/20.
  • Gold: $10 monthly dining credit.
  • Green$10 monthly wireless service credit (2020 only).
  • Hilton Aspire & Surpass: [Targeted] Earn 1,000 base points per $1,000 spend, up to 30 times through 12/31/20. Also, spend $5,000 and earn a free weekend night certificate, which are now good for any night of the week.
  • Platinum: $15 Uber/UberEats credit; $20 monthly wireless service credit (2020 only); $20 monthly streaming service credit (2020 only); $50 Saks Fifth Avenue credit before 12/31/20.
  • Business Platinum: $20 monthly wireless service credit (2020 only); $20 monthly credit for shipping charges (2020 only); $100 extra Dell credits ($200 total) by 12/31/20.

Chase

  • Aer Lingus/Iberia/British Airways: [Targeted] up to 7x for restaurants, grocery stores, and gas stations on up to $1,500/month spending in August and September 2020.
  • Bonvoy Bold & Boundless: [Targeted} up to 10x on spend up to $3,500 at gas stations and restaurants on each card through 9/15/20.
  • Freedom: 5x on up to $1,500 at Amazon and Whole Foods Market 9/30/2020.
  • Hyatt & World of Hyatt: [Targeted] up to 5x for U.S. Supermarkets and gas stations on up to $1,500/month spending in August and September 2020.
  • IHG Club Select & Club Premier: [Targeted] up to 5x for U.S. Supermarkets and gas stations on up to $1,500/month spending in August and September 2020.
  • Sapphire Preferred: 5x on select streaming services, up to $1,500 spend through 9/30/20; 3x at gas stations, up to $1,500 through 9/30/20; 5x at Instacart, up to $3,000 spend through 9/30/20, plus up to $50 statement credits for a monthly or annual Instacart Express membership.
  • Sapphire Reserve: 10x on select streaming services, up to $1,500 spend through 9/30/20; 5x at gas stations, up to $1,500 through 9/30/20; 5x at Instacart, up to $3,000 spend through 9/30/20, plus up to $50 statement credits for a monthly or annual Instacart Express membership.
  • Southwest (all personal cards): [Targeted] up to 5x for U.S. Supermarkets and gas stations on up to $1,500/month spending in August and September 2020.
  • United Club, Infinite & Presidential Plus: [Targeted] up to 5x for U.S. Supermarkets and gas stations on up to $1,500/month spending in August and September 2020.
  • United (all other personal cards): [Targeted] up to 5x for U.S. Supermarkets and gas stations on up to $1,500/month spending in August and September 2020.

Discover

  • It: 5% cash-back at restaurants and PayPal, on up to $1,500 spend through 9/30/20.

Citi

  • Prestige: 5x Thank You Points on online purchases, up to $1,500, through 8/31.

SoFi

  • Debit card: 10% cash-back, up to $50, for groceries (including Whole Foods, Trader Joe's and Instacart) and up to $50 for streaming services (Netflix, Disney+, and Spotify).

Final Thoughts

While not everyone has all of these cards, and most cannot possibly spend enough money at the grocery store each month to maximize each limited-time bonus, it is important to weigh your options and prioritize your spend. If you have a CSR and/or a Freedom, I would maximize those cards at 5x Ultimate Rewards, which are worth 2 or more cents each (for a total return of 10% or more) over any other cards. Also, do not forget to maximize the various streaming/shipping/mobile phone credits by paying your bill with the appropriate card or splitting the bill over each card that has a credit. As always, come join us in our Facebook group to discuss more ways to earn points and save money.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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